We work with you to develop an individual solution for your real estate pension

My pension is on the house …

Do you also ask yourself these questions?

• How do I continue to live in my house and still have my capital and fulfil my life’s dreams? A big trip? A chic car?
• How do I finance a renovation and convert my house to make it age-appropriate?
• How do I cover the costs of a serious illness or a stay in a nursing home?
• How do I get capital to support my children or grandchildren?

Unfortunately, your capital is in your property, your retirement provision!

The demand for a loan from the bank is almost hopeless from the age of 60 due to the new EU banking directive of 2016.

How do you achieve liquidity under these conditions without having to part with your property completely?

Real estate annuity, partial sale, sale for value, home equity … – Why you should not choose one of the standard solutions on the market

Since the introduction of the banking directive, many large groups have appeared on the market offering real estate annuities or partial sales. The market is confusing and due to the sales structure and the large advertising effort, these models are expensive for the customers.

High ancillary costs and standardized contracts do not take your individual situation into account. In a partial sale, the sellers also become co-owners with land registry entry and a say in the matter.

The Karen Ulrich Model: We work out individual solution options with you

What do we do differently? We assess your property and talk to you about what your current situation is and what your wishes are. We know the value of your property and the market situation in the Hamburg area.

In a conversation, we will present you with the different options with all their advantages and disadvantages:

• Partial sale with low interest charges
• Complete sale, and you remain as a tenant in your house or flat with notarial secured housing option
• Lending by private investors

with as few ancillary costs as possible and legal protection for you. You have a home advantage through local investors – business partners you can touch.

We make direct contact with private investors in the Nordheide and Hamburg, with whom we work together. There are no long sales channels or intermediate stages that want and need to make money. We act as an agent and bring investors and property owners together. You pay a transparent commission to us.

Gathering information before signing a contract is the be-all and end-all, because you can only sell your house once!

Talk to us without obligation, we will be happy to advise you!