{"id":2484,"date":"2022-01-26T11:49:07","date_gmt":"2022-01-26T10:49:07","guid":{"rendered":"https:\/\/ulrich-immobilien.eu\/?page_id=2484"},"modified":"2023-06-01T13:48:42","modified_gmt":"2023-06-01T11:48:42","slug":"real-estate-pension","status":"publish","type":"page","link":"https:\/\/ulrich-immobilien.eu\/en\/real-estate-pension\/","title":{"rendered":"Real estate pension"},"content":{"rendered":"\n<div class=\"wp-block-stackable-hero alignfull stk-block-hero stk-block stk-c60a306 stk-block-background stk--has-background-overlay\" data-v=\"2\" data-block-id=\"c60a306\"><style>.stk-c60a306-inner-blocks{justify-content:flex-end !important}.stk-c60a306{background-image:url(https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/karen-ulrich-immobilien-gmbh-vertrauen-auf-den-richtigen-partner.jpg) !important;background-position:bottom center !important;min-height:550px !important;align-items:flex-end !important;display:flex !important}.stk-c60a306 .stk-block-hero__content{min-height:125px !important;max-width:549px !important;margin-right:auto !important;margin-left:auto !important}@media screen and (max-width:999px){.stk-c60a306{min-height:500px !important}}@media screen and (max-width:689px){.stk-c60a306{min-height:280px !important;max-width:100% !important}.stk-c60a306 .stk-block-hero__content{min-height:50px !important}}<\/style><div class=\"stk-block-hero__content stk-content-align stk-c60a306-column stk-container stk-c60a306-container stk--no-background stk--no-padding\"><div class=\"stk-block-content stk-inner-blocks has-text-align-center has-text-align-center-mobile stk--column-flex stk-c60a306-inner-blocks\">\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-44e219d\" data-block-id=\"44e219d\"><\/div>\n<\/div><\/div><\/div>\n\n\n\n<h1 class=\"wp-block-heading\" id=\"wir-erarbeiten-mit-ihnen-eine-individuelle-losung-fur-ihre-immobilienrente\">We work with you to develop an individual solution for your real estate pension<\/h1>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"meine-rente-geht-aufs-haus\">My pension is on the house &#8230;<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Do you also ask yourself these questions?<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li>How do I continue to live in my house and still have my capital and fulfil my life&#8217;s dreams? A big trip? A chic car?<\/li>\n\n\n\n<li>How do I finance a renovation and convert my house to make it age-appropriate?<\/li>\n\n\n\n<li>How do I cover the costs of a serious illness or a stay in a nursing home?<\/li>\n\n\n\n<li>How do I get capital to support my children or grandchildren?<\/li>\n<\/ul>\n\n\n\n<figure class=\"wp-block-image aligncenter size-large\"><a href=\"https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe.jpg\"><img decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/\/Fotolia_26519089_Sfarbe-1024x683.jpg\" alt=\"We can advise you on all questions relating to real estate pensions\" class=\"wp-image-883\" srcset=\"https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe-1024x683.jpg 1024w, https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe-400x267.jpg 400w, https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe-150x100.jpg 150w, https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe-768x512.jpg 768w, https:\/\/ulrich-immobilien.eu\/wp-content\/uploads\/Fotolia_26519089_Sfarbe.jpg 1160w\" sizes=\"(max-width: 1024px) 100vw, 1024px\" \/><\/a><\/figure>\n\n\n\n<p class=\"wp-block-paragraph\"><strong>Unfortunately, your capital is in your property, your retirement provision!<\/strong><\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The demand for a loan from the bank is almost hopeless from the age of 60 due to the new EU banking directive of 2016.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">How do you achieve liquidity under these conditions without having to part with your property completely?<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"immobilienrente-teilverkauf-warum-sie-keine-der-standardlosungen-am-markt-wahlen-sollten\">Real estate annuity, partial sale, sale for value, home equity &#8230; &#8211; Why you should not choose one of the standard solutions on the market<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">Since the introduction of the banking directive, many large groups have appeared on the market offering real estate annuities or partial sales. The market is confusing and due to the sales structure and the large advertising effort, these models are expensive for the customers.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">High ancillary costs and standardized contracts do not take your individual situation into account. In a partial sale, the sellers also become co-owners with land registry entry and a say in the matter.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\" id=\"wir-stellen-ihnen-individuelle-losungsmoglichkeiten-vor\">The Karen Ulrich Model: We work out individual solution options with you<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">What do we do differently? We assess your property and talk to you about what your current situation is and what your wishes are. We know the value of your property and the market situation in the Hamburg area.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">In a conversation, we will present you with the different options with all their advantages and disadvantages:<\/p>\n\n\n\n<ul class=\"wp-block-list\">\n<li><strong>Partial sale<\/strong> with low interest charges<\/li>\n\n\n\n<li><strong>Complete sale<\/strong>, and you remain as a tenant in your house or flat with notarial secured housing option<\/li>\n\n\n\n<li><strong>Lending<\/strong> by private investors<\/li>\n<\/ul>\n\n\n\n<p class=\"wp-block-paragraph\">with as few ancillary costs as possible and legal protection for you. You have a home advantage through local investors \u2013 business partners you can touch.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">We make direct contact with private investors in the Nordheide and Hamburg, with whom we work together. There are no long sales channels or intermediate stages that want and need to make money. We act as an agent and bring investors and property owners together. You pay a transparent commission to us.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Gathering information before signing a contract is the be-all and end-all, because you can only sell your house once!<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Talk to us without obligation, we will be happy to advise you!<\/p>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-97410c9\" data-block-id=\"97410c9\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-263ca27\" data-block-id=\"263ca27\"><div class=\"stk-row stk-inner-blocks has-text-align-center stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-93155b7\" data-block-id=\"93155b7\"><style>.stk-93155b7 .stk-button{padding-top:10px !important;padding-right:26px !important;padding-bottom:10px !important;padding-left:26px !important;background:var(--theme-palette-color-1,#ab9174) !important;border-radius:10px !important}.stk-93155b7 .stk-button__inner-text{color:var(--theme-palette-color-8,#ffffff) !important;font-weight:500 !important;font-family:\"Nunito Sans\",Sans-serif !important}<\/style><a class=\"stk-link stk-button stk--hover-effect-lift-scale\" href=\"https:\/\/ulrich-immobilien.eu\/en\/contact\/\" title=\"Talk to us first!\"><span class=\"has-text-color has-palette-color-8-color stk-button__inner-text\">Arrange appointment<\/span><\/a><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-spacer stk-block-spacer stk--no-padding stk-block stk-19b51ce\" data-block-id=\"19b51ce\"><\/div>\n\n\n\n<div class=\"wp-block-stackable-columns alignfull stk-block-columns stk-block stk-8822cd1 stk-block-background\" data-block-id=\"8822cd1\"><style>.stk-8822cd1{background-color:var(--theme-palette-color-1,#ab9174) !important;padding-top:64px !important;padding-bottom:100px !important;margin-bottom:-50px !important}.stk-8822cd1:before{background-color:var(--theme-palette-color-1,#ab9174) !important}.stk-8822cd1-column{--stk-column-gap:24px !important}@media screen and (max-width:689px){.stk-8822cd1-column{row-gap:24px !important}}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content stk-content-align stk-8822cd1-column alignwide\">\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-aa0d983\" data-v=\"4\" data-block-id=\"aa0d983\"><style>.stk-aa0d983-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;box-shadow:none !important;padding-top:48px !important;padding-right:48px !important;padding-bottom:48px !important;padding-left:48px !important}@media screen and (min-width:690px){.stk-aa0d983{flex:1 1 66.7% !important}}@media screen and (min-width:690px) and (max-width:999px){.stk-aa0d983{flex:0 1 calc(59.9% - var(--stk-column-gap,0px) * 1 \/ 2 ) !important}}@media screen and (max-width:999px){.stk-aa0d983-container{padding-top:24px !important;padding-right:24px !important;padding-bottom:24px !important;padding-left:24px !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-aa0d983-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-aa0d983-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-eff1b23\" id=\"we-will-be-happy-to-advise-you\" data-block-id=\"eff1b23\"><style>.stk-eff1b23{max-width:640px !important;margin-bottom:16px !important}.stk-eff1b23 .stk-block-heading__text{color:#000000 !important;font-weight:300 !important;font-family:\"Titillium Web\",Sans-serif !important}.stk-eff1b23 .stk-block-heading__top-line{margin-bottom:48px !important}@media screen and (max-width:689px){.stk-eff1b23 .stk-block-heading__text{font-size:32px !important}}<\/style><h2 class=\"stk-block-heading__text has-text-color has-text-align-left stk-block-heading--use-theme-margins\">We will be happy to advise you!<\/h2><\/div>\n\n\n\n<div class=\"wp-block-stackable-text stk-block-text stk-block stk-f728d1c\" data-block-id=\"f728d1c\"><style>.stk-f728d1c .stk-block-text__text{font-size:20px !important;font-family:\"Nunito Sans\",Sans-serif !important}@media screen and (max-width:999px){.stk-f728d1c .stk-block-text__text{font-size:20px !important}}<\/style><p class=\"stk-block-text__text\">Drop by, send us an email or call us to make an appointment<\/p><\/div>\n\n\n\n<div class=\"wp-block-stackable-button-group stk-block-button-group stk-block stk-444d16a\" data-block-id=\"444d16a\"><div class=\"stk-row stk-inner-blocks stk-block-content stk-button-group\">\n<div class=\"wp-block-stackable-button stk-block-button stk-block stk-b7aa433\" data-block-id=\"b7aa433\"><style>.stk-b7aa433 .stk-button{padding-top:10px !important;padding-right:25px !important;padding-bottom:10px !important;padding-left:25px !important;background:var(--theme-palette-color-1,#ab9174) !important;border-radius:10px !important}.stk-b7aa433 .stk-button__inner-text{font-size:18px !important;color:var(--theme-palette-color-8,#ffffff) !important;font-family:\"Nunito Sans\",Sans-serif !important}@media screen and (max-width:999px){.stk-b7aa433 .stk-button__inner-text{font-size:18px !important}}<\/style><a class=\"stk-link stk-button stk--hover-effect-lift-scale\" href=\"https:\/\/ulrich-immobilien.eu\/en\/contact\/#contact-form\" title=\"We are here to help you!\"><span class=\"has-text-color has-palette-color-8-color stk-button__inner-text\">Make an appointment<\/span><\/a><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-column stk-block-column stk-column stk-block stk-655393b\" data-v=\"4\" data-block-id=\"655393b\"><style>.stk-655393b-container{margin-top:0px !important;margin-right:0px !important;margin-bottom:0px !important;margin-left:0px !important;background-color:var(--stk-global-color-58834,#ffffff) !important;box-shadow:none !important;padding-top:47px !important;padding-right:47px !important;padding-bottom:47px !important;padding-left:47px !important}.stk-655393b-container:before{background-color:var(--stk-global-color-58834,#ffffff) !important}@media screen and (min-width:690px){.stk-655393b{flex:1 1 33.3% !important}}@media screen and (min-width:690px) and (max-width:999px){.stk-655393b{flex:0 1 calc(39.9% - var(--stk-column-gap,0px) * 1 \/ 2 ) !important}}@media screen and (max-width:999px){.stk-655393b-container{padding-top:24px !important;padding-right:24px !important;padding-bottom:24px !important;padding-left:24px !important}}<\/style><div class=\"stk-column-wrapper stk-block-column__content stk-container stk-655393b-container stk-hover-parent\"><div class=\"stk-block-content stk-inner-blocks stk-655393b-inner-blocks\">\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1dbc788\" id=\"contact\" data-block-id=\"1dbc788\"><style>.stk-1dbc788{max-width:640px !important}.stk-1dbc788 .stk-block-heading__text{color:var(--stk-global-color-56986,#111111) !important;font-weight:300 !important;font-family:\"Titillium Web\",Sans-serif !important}.stk-1dbc788 .stk-block-heading__top-line{margin-bottom:48px !important}<\/style><h3 class=\"stk-block-heading__text has-text-color has-stk-global-color-56986-color has-text-align-left\">Contact<\/h3><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block-icon-label--use-flex-basis stk-block stk-196e0ca\" data-block-id=\"196e0ca\"><style>.stk-196e0ca .stk-block-icon{flex-basis:40px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-left stk-block stk-e225a7b\" data-block-id=\"e225a7b\"><style>.stk-e225a7b .stk--svg-wrapper .stk--inner-svg svg:last-child{height:21px !important;width:21px !important}.stk-e225a7b .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-e225a7b .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--theme-palette-color-1,#ab9174) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-e225a7b\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-e-225-a-7-b-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-e-225-a-7-b-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"map-marker-alt\" class=\"svg-inline--fa fa-map-marker-alt fa-w-12\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 384 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M172.268 501.67C26.97 291.031 0 269.413 0 192 0 85.961 85.961 0 192 0s192 85.961 192 192c0 77.413-26.97 99.031-172.268 309.67-9.535 13.774-29.93 13.773-39.464 0zM192 272c44.183 0 80-35.817 80-80s-35.817-80-80-80-80 35.817-80 80 35.817 80 80 80z\"><\/path><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-af5eb2c\" id=\"marquardtsweg-2-br-21217-seevetal\" data-block-id=\"af5eb2c\"><style>.stk-af5eb2c .stk-block-heading__text{font-size:20px !important;font-weight:300 !important;font-family:\"Nunito Sans\",Sans-serif !important}@media screen and (max-width:999px){.stk-af5eb2c .stk-block-heading__text{font-size:20px !important}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\">Marquardtsweg 2<br>21217 Seevetal<\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block-icon-label--use-flex-basis stk-block stk-4ec4224\" data-block-id=\"4ec4224\"><style>.stk-4ec4224 .stk-block-icon{flex-basis:40px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-left stk-block stk-db3c96c\" data-block-id=\"db3c96c\"><style>.stk-db3c96c .stk--svg-wrapper .stk--inner-svg svg:last-child{height:21px !important;width:21px !important}.stk-db3c96c .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-db3c96c .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--theme-palette-color-1,#ab9174) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-db3c96c\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-db-3-c-96-c-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-db-3-c-96-c-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"phone\" class=\"svg-inline--fa fa-phone fa-w-16\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M493.4 24.6l-104-24c-11.3-2.6-22.9 3.3-27.5 13.9l-48 112c-4.2 9.8-1.4 21.3 6.9 28l60.6 49.6c-36 76.7-98.9 140.5-177.2 177.2l-49.6-60.6c-6.8-8.3-18.2-11.1-28-6.9l-112 48C3.9 366.5-2 378.1.6 389.4l24 104C27.1 504.2 36.7 512 48 512c256.1 0 464-207.5 464-464 0-11.2-7.7-20.9-18.6-23.4z\"><\/path><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-1aa084a\" id=\"a-href-tel-494105554455-49-4105-554455-a\" data-block-id=\"1aa084a\"><style>.stk-1aa084a .stk-block-heading__text{font-size:20px !important;font-weight:300 !important;font-family:\"Nunito Sans\",Sans-serif !important}@media screen and (max-width:999px){.stk-1aa084a .stk-block-heading__text{font-size:20px !important}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\"><a href=\"tel:+494105554455\">+49 4105 554455<\/a><\/h4><\/div>\n<\/div><\/div>\n\n\n\n<div class=\"wp-block-stackable-icon-label stk-block-icon-label stk-block-icon-label--use-flex-basis stk-block stk-2c9db08\" data-block-id=\"2c9db08\"><style>.stk-2c9db08 .stk-block-icon{flex-basis:40px !important}<\/style><div class=\"stk-row stk-inner-blocks stk-block-content\">\n<div class=\"wp-block-stackable-icon stk-block-icon has-text-align-left stk-block stk-d407fc5\" data-block-id=\"d407fc5\"><style>.stk-d407fc5 .stk--svg-wrapper .stk--inner-svg svg:last-child{height:21px !important;width:21px !important}.stk-d407fc5 .stk--svg-wrapper .stk--inner-svg svg:last-child,.stk-d407fc5 .stk--svg-wrapper .stk--inner-svg svg:last-child :is(g,path,rect,polygon,ellipse){fill:var(--theme-palette-color-1,#ab9174) !important}<\/style><span class=\"stk--svg-wrapper\"><div class=\"stk--inner-svg\"><svg style=\"height:0;width:0\"><defs><linearGradient id=\"linear-gradient-d407fc5\" x1=\"0\" x2=\"100%\" y1=\"0\" y2=\"0\"><stop offset=\"0%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-d-407-fc-5-color-1)\"><\/stop><stop offset=\"100%\" style=\"stop-opacity:1;stop-color:var(--linear-gradient-d-407-fc-5-color-2)\"><\/stop><\/linearGradient><\/defs><\/svg><svg aria-hidden=\"true\" data-prefix=\"fas\" data-icon=\"envelope\" class=\"svg-inline--fa fa-envelope fa-w-16\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" viewBox=\"0 0 512 512\" width=\"32\" height=\"32\"><path fill=\"currentColor\" d=\"M502.3 190.8c3.9-3.1 9.7-.2 9.7 4.7V400c0 26.5-21.5 48-48 48H48c-26.5 0-48-21.5-48-48V195.6c0-5 5.7-7.8 9.7-4.7 22.4 17.4 52.1 39.5 154.1 113.6 21.1 15.4 56.7 47.8 92.2 47.6 35.7.3 72-32.8 92.3-47.6 102-74.1 131.6-96.3 154-113.7zM256 320c23.2.4 56.6-29.2 73.4-41.4 132.7-96.3 142.8-104.7 173.4-128.7 5.8-4.5 9.2-11.5 9.2-18.9v-19c0-26.5-21.5-48-48-48H48C21.5 64 0 85.5 0 112v19c0 7.4 3.4 14.3 9.2 18.9 30.6 23.9 40.7 32.4 173.4 128.7 16.8 12.2 50.2 41.8 73.4 41.4z\"><\/path><\/svg><\/div><\/span><\/div>\n\n\n\n<div class=\"wp-block-stackable-heading stk-block-heading stk-block-heading--v2 stk-block stk-389be10\" id=\"a-href-mailto-info-ulrich-immobilien-eu-info-ulrich-immobilien-eu-a\" data-block-id=\"389be10\"><style>.stk-389be10 .stk-block-heading__text{font-size:20px !important;font-weight:300 !important;font-family:\"Nunito Sans\",Sans-serif !important}@media screen and (max-width:999px){.stk-389be10 .stk-block-heading__text{font-size:20px !important}}<\/style><h4 class=\"stk-block-heading__text stk-block-heading--use-theme-margins\"><a href=\"mailto:info@ulrich-immobilien.eu\">info@ulrich-immobilien.eu<\/a><\/h4><\/div>\n<\/div><\/div>\n<\/div><\/div><\/div>\n<\/div><\/div>\n","protected":false},"excerpt":{"rendered":"<p>We work with you to develop an individual solution for your real estate pension My pension is on the house &#8230; Do you also ask yourself these questions? Unfortunately, your capital is in your property, your retirement provision! 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